html {
	margin:0px;
	border:0px;
}

body {
	margin:0px;
	border:0px;
	background-color:#ffffff;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #000000;
}

table {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #000000;
	text-align:left;
	
}

img {border:0px;}

form {
	border:0px;
	margin:0px;
}

#menuholder {
	width:170px;
	height:209px;
	background-image:url(images/menu-bg-new.jpg);
	background-repeat:no-repeat;
	
}
#menuinnercnt {
	padding-top:19px;
	margin-left:14px;
	
}

#menuinnercnt ul {
	margin: 0;
	padding: 0;
	list-style: none;
	width: 150px;
	

}
#menuinnercnt ul li {
	position:relative;
	width:auto;
	height:21px;
		
}
li ul {
	position: absolute;
	left: 145px;
	top: 0;
	display: none;
	line-height: 12px;
	background-color: #b6e6f8;
	z-index: 61;
	
}
/*ul li a {
	display: block;
	text-decoration: none;
	color: #777;
	background: #fff; 
	padding: 5px;
	border: 1px solid #ccc; 
	border-bottom: 0;

		
}*/
.submenuitem {
	display:block;
	padding-top:4px;
	padding-bottom:4px;
	padding-left:5px;
	font-size:10px;
	color:#2d4e84;
	background-color: #b6e6f8;
	border:1px #ffffff solid;
		
}

/* Holly Hack. IE Requirement \*/
/** html ul li { float: left; height: 1%; }*/
/** html ul li a { height: 1%; }*/
/* End */

li:hover ul, li.over ul { display: block; } /* The magic */

.menubtn {
	margin-bottom:7px;
	background-image:url(images/menu-line-trs.gif);
	background-position:left bottom;
	background-repeat:no-repeat;
}



.submenuitem a:link {
	color:#2d4e84;
	text-decoration:none;
}
.submenuitem a:visited {
	color:#2d4e84;
	text-decoration:none;
}
.submenuitem a:hover {
	color:#178e01;
	text-decoration:none;
}

	
.box {
	background-image:url(images/left-box.gif);
	background-repeat:no-repeat;
	background-position:left;
	background-color:#FFFFFF;
	margin-top:10px;
	height:296px;
	width:180px;
	background-position:top center;

}
.separetor{
	background-image:url(images/spacer.gif);
	background-repeat:repeat-x;
	background-position:left;
}

.hline {
	width:auto;
	min-height:2px;
	height:auto; !important;
	height:2px;
	margin-top:12px;
	background-image:url(images/hlinebg.jpg);
	background-repeat:repeat-x;
}

.style11 {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:11px;
	
}

.style10 {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:10px;
	
}

.style9 {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:9px;
	
}
.header {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 13px;
	font-weight:bold;
	color: #87A0CC;
}
.ari11{
	font-family: Arial, Helvetica, sans-serif;
	font-size:12px;
	color: #025797;
	font-weight:bold;
	text-decoration:none;
}
.ari11 a:hover{
	font-family: Arial, Helvetica, sans-serif;
	font-size:12px;
	color: #cc0000;
	font-weight:bold;
	text-decoration:none;
}

a:link {
	color:#00449A;
	text-decoration:underline;
	
}
a:visited {
	color:#00449A;
	text-decoration:underline;
	
}
a:hover {
	color:#cc0000;
	text-decoration:underline;
	
}

.regular a:link{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #000000;
	text-decoration:none;
}

.regular a:visited{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #000000;
	text-decoration:none;
}

.regular a:hover{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #000000;
	text-decoration:none;
}


.maincontent {
	width:530px;
	padding-left:25px;
	margin-top:0px;
	padding-right:25px;
	text-align:justify;
	line-height:16px;
	
	
}

#faqlist {
	list-style-type:decimal;
}

.content-title {
	font-family: Arial, Helvetica, sans-serif;
	font-size:18px;
	font-weight:bold;
	color: #9FB6DE;
	margin-top:2px;
	line-height:20px;
	margin-bottom:7px;
}
.content-title2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #005696;
	font-weight:bold;
	
	
	
}
.text-whyBal{
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	text-align:justify;
	color: #FFFFFF;
	margin-top:12px;
	margin-bottom:10px;
	margin-left:10px;
	margin-right:10px;
	text-decoration:none;
}
.text-whyBal-link{
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #FFFFFF;
	text-decoration:underline;
}
.text-whyBal-link a:hover{
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #FFFFFF;
	text-decoration:none;
}
.content-text_title {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #68a6e4;
	margin-top:2px;
	margin-bottom:18px;
	text-decoration:underline;
}
.content-text_title {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	color: #68a6e4;
	margin-top:2px;
	margin-bottom:18px;
	text-decoration:underline;
}
.contact{
	font-family: Arial, Helvetica, sans-serif;
	font-size:12px;
	color: #005696;
	font-weight:bold;
	margin-bottom:25px;
}
.ari11{
	font-family: Arial, Helvetica, sans-serif;
	font-size:12px;
	color: #025797;
	font-weight:bold;
	text-decoration:none;
}
.link{
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #333333;
}



.footer {
	font-size:9px;
	font-weight:normal;
	color:#CCCCCC;
	text-align:center;
	margin-top:2px;
}


.footer a:link {
	font-size:9px;
	font-weight:normal;
	color:#ffffff;
	text-align:center;
	margin-top:2px;
	text-decoration:none;
}
.footer a:visited {
	font-size:9px;
	font-weight:normal;
	color:#ffffff;
	text-align:center;
	margin-top:2px;
	text-decoration:none;
}
.footer a:hover {
	font-size:9px;
	font-weight:normal;
	color:#ffffff;
	text-align:center;
	margin-top:2px;
	text-decoration:none;
}
#banner1 {
	width:100%;
	min-height:200px;
	height:auto; !important;
	height:200px;
	background-image:url(images/header-bg.jpg.gif);
	background-position:left;
	background-repeat:no-repeat;
}

#vlineleft {
	width:2px;
	height:auto;
	background-image:url(images/vline.jpg);
	background-repeat:repeat-y;
	background-position:top;
}

#vlineright {
	width:2px;
	height:auto;
	background-image:url(images/vline.jpg);
	background-repeat:repeat-y;
	background-position:top;
}

#cntcol {
	min-height:100%;
	height:auto; !important;
	height:100%;
	
}

.form {
	font-family: Arial, Helvetica, sans-serif;
	height: auto;
	width: 169px;
}

.sfeatures {
	font-size:11px;
	
}

.sfeatures a:link {
	text-decoration:none;
	
}
.sfeatures a:visited {
	text-decoration:none;
	
}
.sfeatures a:hover {
	text-decoration:none;
	
}